Roy Gagaza
Financial Professional
Roy Gagaza, a retired U.S. Army officer, transitioned from a distinguished 25-year military career, marked by two Bronze Star medals, into a formidable financial advisor. His military experience, synonymous with discipline and strategic acumen, laid the foundation for his second career in financial services, where he continues to apply these principles with great success.
Academic and Professional Foundations
After earning a bachelor's degree in business marketing from San Jose State University, he entered the U.S. Army and developed invaluable leadership and problem-solving skills. Retiring in 2008, he channeled this expertise into founding Journey Wealth Management, LLC in 2010. The firm, headquartered in Hawaii with additional offices in California, reflects his commitment to providing comprehensive financial solutions tailored to meet the varied needs of his clients.
Certifications and Expertise
He is a certified Financial Professional, Certified Estate Planner (CEP), and Registered Financial Consultant (RFC). These credentials and his insurance licenses in Hawaii and California enable him to offer a broad spectrum of financial services, including estate planning, retirement strategies, and risk management. His approach is deeply personalized, drawing on his extensive training and personal integrity to meet his client's financial goals.
Awards and Industry Recognition
His excellence in financial management has not gone unnoticed. Alongside his wife Patricia, the CFO and co-founder of Journey Wealth Management, he was inducted into the Advisors Excel Hall of Fame in 2023. His commitment to his clients and craft has earned him the Advisors Excel Elite Advisor Award annually since 2018, among other accolades, highlighting his role as a leading figure in the financial advisory community.
Family and Personal Pursuits
Outside of his professional endeavors, he is a devoted husband and father. His personal life is enriched with activities that include diving, golfing, and traveling—hobbies that offer relaxation and a way to connect with family and the world. He finds joy in literature and the arts. These pursuits provide him with broader perspectives and deepen his understanding of human experiences, which he believes are crucial in his role as a financial advisor.
Community Involvement and Education
He is deeply committed to his community, actively participating in educational programs and collaborating with local businesses and public safety organizations. He believes in empowering his clients and community through financial education, offering seminars that demystify complex economic concepts and provide practical advice tailored to individual needs.
Client-Focused Financial Planning
In his financial practice, he emphasizes the importance of understanding each client's economic situation. He eschews the standard, impersonal service model typical of the industry in favor of a more personalized approach that builds long-term relationships. This method allows him to create financial strategies that are not only effective but also aligned with his client's life goals and personal values.
Philosophy of Balanced Financial Management
He advocates a balanced approach to financial management, combining conservative strategies to protect assets with more aggressive tactics to achieve growth. His philosophy ensures that his clients benefit from security and potential financial advancement, facilitating a stable and prosperous retirement.
Veteran Support Initiatives
Recognizing the specific challenges military families face, he focuses on providing tailored financial services to veterans. His background as an army officer gives him unique insights into this community's needs, and he is dedicated to helping them transition smoothly into civilian life with robust financial planning support.
Legacy of Service and Excellence
Roy Gagaza has created a legacy that transcends the financial industry through his leadership at Journey Wealth Management, LLC. His firm is recognized for its financial understanding and commitment to integrity, client success, and community service. As he guides his clients towards financial security and success, his career reflects how strategic leadership and a service-oriented mindset can lead to meaningful impact and enduring success.
Academic and Professional Foundations
After earning a bachelor's degree in business marketing from San Jose State University, he entered the U.S. Army and developed invaluable leadership and problem-solving skills. Retiring in 2008, he channeled this expertise into founding Journey Wealth Management, LLC in 2010. The firm, headquartered in Hawaii with additional offices in California, reflects his commitment to providing comprehensive financial solutions tailored to meet the varied needs of his clients.
Certifications and Expertise
He is a certified Financial Professional, Certified Estate Planner (CEP), and Registered Financial Consultant (RFC). These credentials and his insurance licenses in Hawaii and California enable him to offer a broad spectrum of financial services, including estate planning, retirement strategies, and risk management. His approach is deeply personalized, drawing on his extensive training and personal integrity to meet his client's financial goals.
Awards and Industry Recognition
His excellence in financial management has not gone unnoticed. Alongside his wife Patricia, the CFO and co-founder of Journey Wealth Management, he was inducted into the Advisors Excel Hall of Fame in 2023. His commitment to his clients and craft has earned him the Advisors Excel Elite Advisor Award annually since 2018, among other accolades, highlighting his role as a leading figure in the financial advisory community.
Family and Personal Pursuits
Outside of his professional endeavors, he is a devoted husband and father. His personal life is enriched with activities that include diving, golfing, and traveling—hobbies that offer relaxation and a way to connect with family and the world. He finds joy in literature and the arts. These pursuits provide him with broader perspectives and deepen his understanding of human experiences, which he believes are crucial in his role as a financial advisor.
Community Involvement and Education
He is deeply committed to his community, actively participating in educational programs and collaborating with local businesses and public safety organizations. He believes in empowering his clients and community through financial education, offering seminars that demystify complex economic concepts and provide practical advice tailored to individual needs.
Client-Focused Financial Planning
In his financial practice, he emphasizes the importance of understanding each client's economic situation. He eschews the standard, impersonal service model typical of the industry in favor of a more personalized approach that builds long-term relationships. This method allows him to create financial strategies that are not only effective but also aligned with his client's life goals and personal values.
Philosophy of Balanced Financial Management
He advocates a balanced approach to financial management, combining conservative strategies to protect assets with more aggressive tactics to achieve growth. His philosophy ensures that his clients benefit from security and potential financial advancement, facilitating a stable and prosperous retirement.
Veteran Support Initiatives
Recognizing the specific challenges military families face, he focuses on providing tailored financial services to veterans. His background as an army officer gives him unique insights into this community's needs, and he is dedicated to helping them transition smoothly into civilian life with robust financial planning support.
Legacy of Service and Excellence
Roy Gagaza has created a legacy that transcends the financial industry through his leadership at Journey Wealth Management, LLC. His firm is recognized for its financial understanding and commitment to integrity, client success, and community service. As he guides his clients towards financial security and success, his career reflects how strategic leadership and a service-oriented mindset can lead to meaningful impact and enduring success.
